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Premium metal card with 6% travel rewards, 2% retail returns, milestone gift cards, global lounge access, golf perks, and luxe welcome gift. ₹12.5K fee suits high‑spenders (₹10–12L/year), but exclusions and steep costs make it ideal only for premium travelers.

Ultra‑premium metal card with concierge services, zero forex markup, and 3 free add‑on cards. ₹50K+GST fee suits UHNWIs seeking exclusivity, luxury travel perks, and personalized service, but high cost and limited rewards make it a prestige‑first product.

Mid‑tier card with 2X rewards, 10X dining on Wednesdays, BookMyShow BOGO, fuel waiver, and Easy Cash. ₹999 fee offset by welcome points and perks. Best for mid‑spenders who dine or watch movies mid‑week, but capped rewards and weekday restrictions limit flexibility.

Entry‑level card with simple rewards, fuel surcharge waiver, Easy Cash, and EMI options. ₹499 fee waived at ₹50K spend. Best for beginners and commuters seeking straightforward savings, but limited lifestyle perks and exclusions restrict broader value.

Premium lifestyle card with 2X online rewards, monthly milestone bonuses, BookMyShow BOGO, dining discounts, 6 lounge visits, and concierge perks. ₹2,999 fee suits steady ₹50K/month spenders, but capped fuel waiver and conditional lounge access limit flexibility.

Fuel‑focused card with 10% cashback (capped ₹250/month), surcharge waiver, welcome voucher, and fee waiver at ₹50K spend. Strong for commuters seeking savings, but limited lifestyle perks and exclusions make it best as a practical fuel‑savings tool.

Card with 5% grocery cashback (capped ₹250/month), BookMyShow BOGO, fuel waiver, and easy fee waiver at ₹50K spend. Strong for households and movie‑goers, but capped rewards, exclusions, and discontinued lounge perks limit broader lifestyle value.

Card with 10% cashback on fuel & Ola/Uber, fuel surcharge waiver, milestone vouchers, and fee waiver at ₹1L spend. ₹999 fee easily offset for commuters, but capped rewards and no lounge perks make it best as a focused travel‑and‑fuel savings tool.

Premium card with 2X online rewards, milestone bonuses, 8 domestic lounge visits, concierge services, BookMyShow BOGO, and fuel waiver. ₹2,999 fee offset if spends hit ₹3.5L+. Strong for frequent travelers and shoppers, but capped rewards limit heavy spend value.

Versatile card with 2X online rewards, BookMyShow BOGO, fuel waiver, and lounge access. ₹999 fee waived at ₹1L spend. Strong for online shoppers and movie‑goers, but capped rewards and limited travel perks make it best as a lifestyle card.

Budget‑friendly card with 5% grocery cashback (capped ₹250/month), welcome voucher, fee waiver at ₹50K spend, and Easy Cash option. Strong for households with steady grocery bills, but capped rewards and exclusions limit broader lifestyle value.

All‑rounder card with 2X online rewards, milestone bonuses, BookMyShow BOGO, fuel waiver, and lounge access. ₹1,999 fee waived at ₹2L spend. Strong for shopping and entertainment, but modest base rewards and exclusions limit premium value.

Entertainment‑centric card with free BookMyShow tickets, 20X weekend dining rewards, milestone bonuses, lounge access, and fuel waiver. ₹3K fee suits heavy movie/dining spenders, but capped perks and no international travel benefits limit scope.

Entertainment‑centric card with free BookMyShow tickets, 20X weekend dining rewards, milestone bonuses, lounge access, and fuel waiver. ₹3K fee justified for heavy movie/dining spenders, but capped perks and no international travel benefits limit scope.

Entertainment‑focused card with free BookMyShow tickets, 10% discounts, and accelerated dining rewards. ₹1K fee waived at ₹1.5L spend. Strong for movie buffs and diners, but capped perks and no travel benefits make it best as a niche lifestyle card.