Blog tagged as Insurance On Cards

Bank of Baroda BOBCARD PRIME Credit Card: lifetime free, FD-backed card with guaranteed approval on ₹30,000+ FD, 2 RP/₹100 on spends, fuel surcharge waiver, accident cover up to ₹20 lakh, and no income proof—ideal for self-employed, gig workers, retirees, and new-to-credit users.

BOBCARD PREMIER is a travel-focused credit card with 5X rewards on travel, dining and international spends, quarterly domestic lounge access, fuel surcharge waiver and easy cash-credit redemptions, with a ₹1,000 annual fee waived at ₹1.2 lakh yearly spend—ideal for frequent value-seeking travelers.

Bank of Baroda BOBCARD Select Credit Card offers 5X rewards on online and dining spends, a low ₹750 fee with easy waiver at ₹70,000 annual spend, 500 welcome reward points, fuel surcharge waiver and lifetime free add-on cards—ideal for value-focused online shoppers.

Bank of Baroda BOBCARD ETERNA offers 5X rewards (15 RP/₹100) on travel, dining, online & international spends. It includes unlimited domestic lounge access (₹40K quarterly spend), 2% forex fee, 6-month FITPASS Pro, BOGO movies, ₹2,499 fee waivers on milestones, and cashback at ₹0.25/point.

The IndusInd Bank PIONEER Private Credit Card is an invite-only ultra-premium metal card for Pioneer Private clients, offering 0% forex markup, unlimited lounges and golf, Taj/ITC memberships, luxury travel perks, and rich milestone rewards—best suited for very high spenders.

IndusInd Bank Pioneer Heritage is an ultra-premium metal card offering zero forex markup, strong lounge, golf, dining and concierge benefits, plus luxury gifts, but with very high fees and devalued ITC membership for new applicants after Sept–Oct 2025, suiting only high-spend lifestyle users.

IndusInd Duo is India’s first hybrid debit-credit card with dual chips. It includes ₹3,000 annual movie tickets, ₹25L air accident insurance, and a 2% forex markup. Rewards are capped with an effective 0.5% rate, ideal for users valuing convenience and security over high rewards.

IndusInd Indulge: 22K Gold, NPSL, Unlimited Golf (Regular), 40 lounge visits/year, 1.5% rewards, 1.8% forex. Luxury for high-spenders who maximize golf & travel. Fees high if ₹10L spend is missed.

Ultra-premium card for Vistara loyalists. Key perks: ₹40K fee, up to 8 CV points per ₹200, and 5 Business Class vouchers. CRITICAL: Card discontinued due to Air India merger. Benefits cease March 31, 2025. Current applicants are not accepted

IndusInd Bank ePay Amex offers transaction-based rewards, Zomato Gold, Times Prime, 5% early payment cashback, and fraud cover—best for frequent disciplined spenders, but limited perks, ₹500 min spend, and Amex acceptance constraints.

Indus Solitaire Card: Ultra-premium card for affluent travelers/devotees. Features ZERO Forex, 32 annual lounge visits (4 domestic + 4 international per quarter), and Taj/EazyDiner memberships. High fees (₹30K joining, ₹10K annual—waived on ₹10L+ spend) require genuine high usage.

Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card is lifetime free, ideal for digital and UPI users. Earn 2.5X rewards on e-commerce, BOGO movie tickets (₹200 cap), and ₹3K bonus on ₹4L spend. Great for domestic use with strong fraud protection but no lounge or global perks.

The CRED IndusInd Bank RuPay Card is for CRED members (750+ score) & online shoppers. It offers 5% back on e-commerce/CRED platform spends (capped) & UPI payments. Rewards are locked to the CRED ecosystem; no lounge access or international use.

Tiger Credit Card: Lifetime Free premium card best for high spenders & global travelers. Get up to 6X rewards, 1.5% Forex markup, 4 free golf games, 8 domestic, and 2 international lounge visits annually.

Exclusive to Govt employees, the IndusInd Samman RuPay Card offers 1% cashback, UPI integration, and fuel/rail surcharge waivers. With nil cash advance fees, travel insurance, and movie perks, it’s a practical, low-cost choice for steady savings and daily utility.