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Bank of Baroda BOBCARD EMPOWER Credit Card is a zero-joining-fee business card for proprietors and self-employed users, offering up to 50 days interest-free credit, 1 RP per ₹100 redeemable as cashback, fuel surcharge waiver and annual fee reversal at ₹50,000 yearly spend.

Bank of Baroda BOBCARD PRIME Credit Card: lifetime free, FD-backed card with guaranteed approval on ₹30,000+ FD, 2 RP/₹100 on spends, fuel surcharge waiver, accident cover up to ₹20 lakh, and no income proof—ideal for self-employed, gig workers, retirees, and new-to-credit users.

BOBCARD Tiara is a women-first premium credit card with 15X rewards on travel, dining and international spends, 3X on others, unlimited domestic lounge access on meeting spend criteria, 2% forex markup, wellness, FITPASS and OTT benefits, and a ₹2,499 fee waived at ₹2.5 lakh annual spend.

BOBCARD PREMIER is a travel-focused credit card with 5X rewards on travel, dining and international spends, quarterly domestic lounge access, fuel surcharge waiver and easy cash-credit redemptions, with a ₹1,000 annual fee waived at ₹1.2 lakh yearly spend—ideal for frequent value-seeking travelers.

Bank of Baroda BOBCARD Select Credit Card offers 5X rewards on online and dining spends, a low ₹750 fee with easy waiver at ₹70,000 annual spend, 500 welcome reward points, fuel surcharge waiver and lifetime free add-on cards—ideal for value-focused online shoppers.

Bank of Baroda BOBCARD ETERNA offers 5X rewards (15 RP/₹100) on travel, dining, online & international spends. It includes unlimited domestic lounge access (₹40K quarterly spend), 2% forex fee, 6-month FITPASS Pro, BOGO movies, ₹2,499 fee waivers on milestones, and cashback at ₹0.25/point.

BOBCARD EASY Credit Card offers 5X rewards on departmental stores & movies, 500 bonus points on ₹5K spend, ₹500 joining & annual fee (waived on ₹6K & ₹35K spends). It includes 50 days interest-free credit, fuel surcharge waiver, free add-on cards, and cashback redemption at ₹0.20/point.

The Bank of Baroda Snapdeal BOBCARD Credit Card is a low-fee, co-branded shopping card that offers 5% unlimited cashback on Snapdeal, rewards on other online and departmental spends, and a ₹500 welcome voucher plus bonus points, making it ideal for regular Snapdeal and e-com users on a budget.

The Bank of Baroda HPCL ENERGIE Credit Card offers up to 5% fuel savings, welcome rewards, and versatile everyday benefits including lounge access and movie discounts. Ideal for daily drivers and families looking to save on regular HPCL fuel and utility spends.

The IndusInd Bank PIONEER Private Credit Card is an invite-only ultra-premium metal card for Pioneer Private clients, offering 0% forex markup, unlimited lounges and golf, Taj/ITC memberships, luxury travel perks, and rich milestone rewards—best suited for very high spenders.

The IndusInd Bank Pioneer Legacy Credit Card offers ₹1.97 lakh annual value with 4 golf games/month, 8 international and 4 domestic lounge visits, 3 monthly BOGO offers, 1.8% forex markup, travel insurance up to ₹25L, and concierge. It suits achievers seeking luxury travel and lifestyle benefits.

IndusInd Bank Pioneer Heritage is an ultra-premium metal card offering zero forex markup, strong lounge, golf, dining and concierge benefits, plus luxury gifts, but with very high fees and devalued ITC membership for new applicants after Sept–Oct 2025, suiting only high-spend lifestyle users.

IndusInd Duo is India’s first hybrid debit-credit card with dual chips. It includes ₹3,000 annual movie tickets, ₹25L air accident insurance, and a 2% forex markup. Rewards are capped with an effective 0.5% rate, ideal for users valuing convenience and security over high rewards.

IndusInd Indulge: 22K Gold, NPSL, Unlimited Golf (Regular), 40 lounge visits/year, 1.5% rewards, 1.8% forex. Luxury for high-spenders who maximize golf & travel. Fees high if ₹10L spend is missed.

Ultra-premium card for Vistara loyalists. Key perks: ₹40K fee, up to 8 CV points per ₹200, and 5 Business Class vouchers. CRITICAL: Card discontinued due to Air India merger. Benefits cease March 31, 2025. Current applicants are not accepted