6E Rewards IndiGo HDFC Bank Credit Card Review

Author And Publisher: Gyro 3.o
20.06.2025 03:46 PM - Comment(s)

6E Rewards IndiGo HDFC Bank Credit Card

Financial Expert Advice

  Choose Your First (or Next) Credit Card Wisely  


   "Limit yourself to holding two credit cards A/C—one for daily expenses and auto-debits, and another reserved for emergencies.

Avoid chasing cashback, miles, rewards or Investments, as this can distract from sound financial management;

 and lead to unnecessary debt. Focus on    stability & discipline."   


6E Rewards IndiGo HDFC Bank Credit Card Review
"​Unlock IndiGo Perks, Affordably"

Introduction

The 6E Rewards IndiGo HDFC Bank Credit Card is a co-branded entry-level credit card designed for frequent domestic travelers who prefer flying with IndiGo. It offers rewards on IndiGo bookings, everyday spending categories like dining and groceries, and additional travel-related perks, making it an affordable choice for budget-conscious flyers. Here’s a detailed review to help you decide if this card is the right fit for your travel and lifestyle needs.

Key Features and Benefits

 

Welcome Benefits

  • Earn a complimentary IndiGo flight ticket worth ₹1,500 upon completing three transactions per month for the first three months.

  • Complimentary 6E Prime Add-On (worth ₹1,099), which includes priority check-in, seat selection, complimentary meal, and quicker baggage handling.

Reward Structure

  • 2.5% 6E Rewards on IndiGo flight bookings via the IndiGo app or website (2.5 rewards per ₹100 spent).

  • 2% 6E Rewards on dining, grocery, and entertainment spends (grocery rewards capped at 2,000 RP per month).

  • 1% 6E Rewards on all other retail spends.

Fuel Surcharge Waiver

  • No Waiver Applicable

Fees and Charges

  • Annual Fee: ₹500 + GST (no waiver option).

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Card Essential

 TypeReward Points
 Welcome Benefits Complimentary flight ticket worth ₹1,500*.
  Annual Fee₹500 + GST
 Reward Structure6E Rewards on SPENDS
 Renewal BenefitRenewal Fees will be levied every year.

Rewards and Benefits Analysis

For a modest annual fee, the card offers strong value for IndiGo flyers, with 2.5% rewards on IndiGo bookings and 2% on key lifestyle categories. The welcome benefits alone can offset the joining fee multiple times over. However, the absence of lounge access and limited milestone benefits may not appeal to premium travelers.

Practical Considerations

  • Best suited for frequent IndiGo travelers and those who spend significantly on dining, groceries, and entertainment.

  • Monthly capping on rewards & groceries should be monitored to maximize benefits.

  • No complimentary lounge access or international travel perks.

  • Redemption is limited to IndiGo flights and related services.

Redemption Options

6E Rewards earned can be redeemed directly through your IndiGo account for

  • Flight bookings.

  • Add-ons such as seat selection, extra baggage, or meals.

Each 6E Reward is equivalent to ₹1, ensuring transparency in redemption. The rewards are valid for two years from the date they are credited to your IndiGo account.

Ideal User Profile

This card is best suited for

  • IndiGo flyers seeking to save on flight bookings.

  • Individuals who spend moderately on dining, groceries, and entertainment.

  • Those looking for an affordable travel credit card with basic perks.

Final Thoughts

The 6E Rewards IndiGo HDFC Bank Credit Card offers excellent value for frequent IndiGo flyers with its high reward rate on flight bookings and welcome benefits like complimentary tickets and add-ons. 

While it lacks premium features like lounge access or milestone rewards, its affordability and practical perks make it an attractive option for budget travelers who wants to save on flights and everyday expenses.

If you’re a regular IndiGo flyer looking for a low-cost credit card with focused travel benefits, card is worth considering.

Additional Tips for Potential Applicants

  1. Eligibility: Ensure you meet the income requirements (50,000/month salary for salaried individuals or 7.2 lakh/year ITR for self-employed).

  2. Usage: Maximize spends on IndiGo bookings and dining/groceries to earn higher rewards.

  3. Redemption: Use accumulated 6E Rewards directly for IndiGo flight bookings or add-ons to maximize value.

This review provides a balanced view of the card's strengths and weaknesses, helping readers make informed decisions about whether the 6E Rewards IndiGo HDFC Bank Credit Card aligns with

travel habits and financial goals.

! Disclaimer - We strive for accuracy, but this content is for informational purposes only. For the latest product details and offers, please check the official site directly.
Author And Publisher: Gyro 3.o

Author And Publisher: Gyro 3.o

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