Axis Bank Vistara Infinite Credit Card Review
Author And Publisher: Gyro 3.oAxis Bank Vistara Infinite Credit Card
Financial Expert Advice
Choose Your First (or Next) Credit Card Wisely
"Limit yourself to holding two credit cards A/C—one for daily expenses and auto-debits, and another reserved for emergencies.
Avoid chasing cashback, miles, rewards or Investments, as this can distract from sound financial management;
and lead to unnecessary debt. Focus on stability & discipline."
Axis Bank Vistara Infinite Credit Card Review
"Tickets to the Front"
Introduction
The Axis Bank Vistara Infinite Credit Card is a premier travel co-branded card designed for high-spending Vistara/Air India loyalists who seek luxury, comfort, and maximum value from their credit card spends. With its unique combination of complimentary business class tickets, elite airline status, and robust milestone rewards, it stands out as one of the most rewarding premium airline cards in India, Here’s a detailed review to help you decide if this card is right for you.
Key Features and Benefits
Welcome and Renewal Benefits
Business Class Ticket Voucher: One-way business class ticket as a welcome gift and upon each renewal.
- Enjoy the exclusive privileges of complimentary Maharaja Club Gold Membership such as priority check-in, priority boarding, additional baggage allowance, and priority baggage handling.
Reward Structure
| Spend Category | Reward Rate | Notes/Exclusions |
|---|---|---|
| All eligible spends | 6 CV points/₹200 | Excludes fuel, rent, wallet, utilities, insurance, government, etc. |
| Direct Vistara bookings | 10 CV points/₹100 | In addition to standard reward |
Lounge Access and Lifestyle
get 2 complimentary domestic lounge accesses per calendar quarter, provided you meet the minimum spend criteria of ₹50,000 in the previous three calendar months.
Dining: 25% discount (up to ₹800/month) at partner restaurants via EazyDiner.
- Get 6 complimentary rounds of golf at some of India's most picturesque destinations.
Travel Insurance
Up to ₹1 lakh for loss of travel documents, and delay or loss of checked-in baggage.
- Cover upto $300 for the following
- Loss of Travel documents.
- Delay of Check-in Baggage.
- Loss of Check-in Baggage.
Milestone Benefits
| Annual Spend Threshold | Milestone Reward |
|---|---|
| ₹1.5 lakh | 1 Business Class ticket |
| ₹3 lakh | 1 Business Class ticket |
| ₹4.5 lakh | 1 Business Class ticket |
| ₹9 lakh | 1 Business Class ticket |
Bonus CV points on direct Vistara bookings.
Annual Fee and Charges
Joining Fee: ₹10,000 + GST.
Annual Fee: ₹10,000 + GST from the second year (no annual fee waiver).
Add-on Card Fee: Nil.
Struggling to keep up with mounting credit card bills?
Card Essential
| Type | Reward Points |
| Welcome Benefits | Business Class Ticket Voucher*. |
| Annual Fee | ₹10,000 + GST |
| Reward Structure | Rewards On SPENDS |
| Renewal Benefit | -------------------- |
Rewards and Benefits Analysis
Business Class Ticket Voucher: One-way business class ticket as a welcome gift and upon each renewal.
Club Vistara Gold Membership: Priority check-in, extra baggage, lounge access, and more.
Practical Considerations
Best for: High-spending Vistara loyalists who want to enjoy business class travel and elite airline status.
Milestone benefits are the main attraction: Up to 5 complimentary Business Class tickets per year (including welcome/renewal).
No annual fee waiver: The annual fee is fixed, but the value of the ticket vouchers and CV points can easily justify the cost for frequent travelers.
Lounge access is via Maharaja Club Gold Membership.
Redemption Options
Redeem Club Maharaja/Vistara points for flight upgrades, award tickets, or hotel stays.
Premium Business Class ticket vouchers for domestic flights.
No reward redemption fee.
Ideal User Profile
Frequent Vistara/Air India flyers seeking complimentary Business Class tickets and elite status.
High spenders who can meet the annual spend thresholds for milestone benefits.
Travelers who value lounge access, extra baggage, and priority services.
Individuals who appreciate dining discounts and exclusive lifestyle perks.
Final Thoughts
Additional Tips for Potential Applicants
Plan your annual spends to maximize milestone benefits.
Use the card for all eligible purchases to earn Club Vistara points.
Take advantage of the welcome and renewal ticket vouchers.
Monitor excluded categories to avoid earning zero rewards on certain spends.
Check for current offers and updates regarding the Vistara–Air India merger.
This Review Provides A Balanced View Of The Card's Strengths And Weaknesses, Helping Readers Make Informed Decisions About Whether The Axis Bank Vistara Infinite Credit Card Aligns With Their
Travel Habits And Financial Goals.
Gyro - Your Financial Compass Is A Constantly Updating Financial Insights Engine That Aggregates Data From Various Sources To Provide Up-To-Date insights On Banking Products. Cashon.cards Offers Blogs, Videos, And Podcasts To Help Users Make Informed Financial Decisions.