Etihad Guest SBI Premier Card Review

Author And Publisher: Gyro 3.o
29.07.2025 09:30 PM - Comment(s)

Etihad Guest SBI Premier Card

Financial Expert Advice

  Choose Your First (or Next) Credit Card Wisely  


   "Limit yourself to holding two credit cards A/C—one for daily expenses and auto-debits, and another reserved for emergencies.

Avoid chasing cashback, miles, rewards or Investments, as this can distract from sound financial management;

 and lead to unnecessary debt. Focus on    stability & discipline."   


Etihad Guest SBI Premier Card
"Designed for the International Explorer"

Introduction

The Etihad Guest SBI Premier Card is a premium airline credit card designed for frequent international travelers, particularly those who often fly with Etihad Airways. This card offers a range of travel-related benefits, including Etihad Guest Miles, lounge access, and exclusive discounts on Etihad bookings. Here’s a detailed review to help you decide if this card is right for you.

Key Features and Benefits


Welcome Benefits

  • Receive 5,000 Etihad Guest Miles as a welcome bonus, credited within 30 days of Fee Realization.

  • Enjoy complimentary Etihad Guest Gold tier status instantly after your first card transaction.

    • Reward Structure

    • 6 Etihad Guest Miles on every ₹100 spent on Etihad.com.
    • 4 Etihad Guest Miles on every ₹100 spent on International Spends.
    • 2 Etihad Guest Miles on every ₹100 spent on other spends except fuel.

    Lounge Access

  • Complimentary Priority Pass Membership ($99 value).
  • Enjoy 4 complimentary international lounge visits and 8 complimentary domestic lounge visits (max 2/quarter) annually.

    • Insurance Cover

    • Complimentary overseas air accident coverage of ₹50 Lakh.
    • Complimentary Fraud liability cover of ₹1 lakh.
    • Complimentary Lost baggage allowance of up to 1000$.

    Milestone Benefits

    • 1,500 Etihad Guest miles on achieving spends of ₹1,50,000 in a calendar quarter.
    • 1 companion voucher* will be sent to your registered e-mail ID, within 30 days of achieving annual spends of ₹8,00,000.
    • Etihad Guest Miles will be credited within 30 days of achieving spends.

    Fuel Surcharge Waiver

    • Get a 1% fuel surcharge waiver (up to ₹250/month) on fuel purchases between ₹500 and ₹4,000.

    Annual Fee

    ₹4,999 + gST.

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    Card Essential

     Type Reward Points
     Welcome Benefits Get 5,000 Etihad Guest Miles, credited within 30 days of fee payment.
      Annual Fee₹4,999 + GST 
     Reward StructureRewards On SPENDS
     Renewal BenefitSpend ₹5L/year for fee reversal from 2nd year.

    Rewards and Benefits Analysis

    The card delivers strong value for Etihad loyalists, especially through the Gold tier status and companion voucher. The reward rate is highest on Etihad spends, but general spending yields a modest 2 miles per ₹100. The companion voucher is the standout feature, effectively halving the miles required for two passengers on select routes.

    Practical Considerations

    • The annual fee is justified if you can maximize Etihad spends and milestone benefits.

    • Miles earning is capped annually, and the redemption value is best when used for Etihad flights or upgrades.

    • The companion voucher benefit has restrictions (route, seasonality) and taxes apply for both tickets.

    Redemption Options

    • Etihad Guest Miles can be redeemed for flights, upgrades, hotel bookings, car rentals, and select products on the Etihad Guest portal.

    • Miles can also be used for partial payment on Etihad.com.

    • Redemption value typically ranges from ₹0.50 per mile, depending on usage.

    Ideal User Profile

    • Frequent international travelers, especially those flying Etihad Airways regularly.

    • Users who can spend ₹8 lakh per year to avail the companion voucher.

    • Travelers valuing airport lounge access and elite airline status.

    Final Thoughts

    The Etihad Guest SBI Premier Credit Card is best suited for Etihad loyalists and frequent flyers who can leverage the Gold tier status, companion voucher, and lounge access. While the reward rate on general spends is modest, the card’s value is maximized through Etihad-centric benefits and milestone rewards. For travelers who do not regularly fly Etihad or cannot meet the high spend thresholds, alternative premium travel cards may offer broader utility.

    Additional Tips for Potential Applicants

    • Eligibility: Ensure you meet the income and credit score requirements.

    • Usage: Maximize Etihad and international spends to get the most out of the rewards.

    • Redemption: Opt for Etihad flights or partner hotels for the best redemption value.

    This review provides a balanced view of the card's strengths and weaknesses, helping readers make informed decisions about whether the Etihad Guest SBI Premier Card aligns with 
    their 

    travel habits and financial goals.

    ! Disclaimer - We strive for accuracy, but this content is for informational purposes only. For the latest product details and offers, please check the official site directly.
    Author And Publisher: Gyro 3.o

    Author And Publisher: Gyro 3.o

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