ICICI Bank Adani One Signature Credit Card Review
Author And Publisher: Gyro 3.oICICI Bank Adani One Signature Credit Card
Financial Expert Advice
Choose Your First (or Next) Credit Card Wisely
"Limit yourself to holding two credit cards A/C—one for daily expenses and auto-debits, and another reserved for emergencies.
Avoid chasing cashback, miles, rewards or Investments, as this can distract from sound financial management;
and lead to unnecessary debt. Focus on stability & discipline."
ICICI Bank Adani One Signature Credit Card Review
"Signature Perks. Adani Style."
Introduction
The ICICI Bank Adani One Signature Credit Card is a premium co-branded offering created in partnership with Adani Digital Labs, tailored for frequent travelers and those who actively use services within the Adani ecosystem. With a high reward rate on Adani-linked spends, exclusive airport benefits, and a suite of travel and lifestyle privileges, this card is designed for users seeking a blend of luxury, convenience, and value on their journeys, Here’s a detailed review to help you decide if this card is right for you.
Key Features and Benefits
Welcome Benefits
- Spend ₹25,000 within 60 days of card activation and earn flight vouchers worth ₹5,000.
- Receive exclusive hotel vouchers worth ₹2,000 to elevate your next getaway.
Reward Structure
- Earn 7% rewards on spends within the Adani One ecosystem.
- Get 2% rewards on international transactions.
- Enjoy 1.5% rewards on domestic spends.
- Reward points are credited to your Adani OneApp as Adani OneApp Rewards at the end of each billing cycle.
Milestone Benefits
- Enjoy 2 complimentary Pranaam Meet & Greet services annually—one on card activation and the second upon reaching ₹3 lakh in spends.
- For Every ₹1 Lakh Spent, Get 2 Porter Services, Up To 8 Porter Services In A Year Annually.
Lounge access & airport Services
- Enjoy 16 Premium Lounge upgrades Annually.
- Avail 4 instances of Valet Parking Annually.
- Avail 4 instances of Premium car parking on card activation Annually.
- Get 2 International complimentary Airport Lounge accesses Annually.
- Get 4 domestic complimentary Airport Lounge access Quarterly.
BookMyShow Offer
- Buy one, get one free on movie tickets (up to ₹500 off) twice a month.
Culinary Delights
- Get dining discounts with Culinary Treats Programme.
Fuel Surcharge Waiver
- Avail a 1% fuel surcharge waiver on all fuel transactions at any fuel outlet—saving you up to ₹4,000 annually.
Fees and Charges
- ₹5,000 + GST (Spend over ₹6 lakh and get your Annual Fee waived off for the next year).
Struggling to keep up with mounting credit card bills?
Card Essential
| Type | Reward Points |
| Welcome Benefits | get worth ₹7,000 *. |
| Annual Fee | ₹5,000 + GST |
| Reward Structure | Rewards On SPENDS |
| Renewal Benefit | Spend ₹6 Lakh+ annually, get your renewal fee waived. |
Rewards and Benefits Analysis
The ICICI Bank Adani One Signature Credit Card excels for frequent travelers and those who regularly use Adani services. The high 7% reward rate within the Adani ecosystem, combined with exclusive airport privileges, makes it a standout for loyal Adani customers. However, the value drops for spends outside the Adani network, and the 3.5% forex markup may be a drawback for international travelers.
Practical Considerations
- Best for: Frequent travelers, Adani ecosystem users, and those who can maximize airport and travel-related benefits.
- Annual Fee Waiver: Achievable for users with ₹6 lakh+ annual spend.
- No Cashback Redemption: Reward points are redeemable only within the Adani ecosystem.
Redemption Options
- Redeem Adani Reward Points for flights, hotels, trains, and services on Adani One.
- No cashback or statement credit option; points are best used within Adani’s ecosystem.
Ideal User Profile
- Frequent flyers who use Adani airports and services regularly.
- Travelers who value airport lounge access, premium airport services, and exclusive travel perks.
- Individuals comfortable with redeeming rewards within the Adani ecosystem.
Final Thoughts
Additional Tips for Applicants
- Eligibility: Open to Indian citizens aged 21 and above. Applicants must be either salaried with a monthly income of ₹75,000, or self-employed with an annual income of ₹9,00,000.
- Maximize rewards by using the card for all Adani One and Adani-managed airport transactions.
- Plan annual spends to qualify for the annual fee waiver.
- This review provides a balanced view of the card's strengths and weaknesses, helping readers make informed decisions about whether the ICICI Bank Adani One Signature Credit Card aligns with their
spending habits and financial goals.
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