ICICI Bank MakeMyTrip Platinum Credit Card Review

Author And Publisher: Gyro 3.o
23.06.2025 08:50 PM - Comment(s)

ICICI Bank MakeMyTrip Platinum Credit Card

ICICI Bank MakeMyTrip Platinum Credit Card – exclusive travel rewards, discounts on bookings, and special privileges

Financial Expert Advice

  Choose Your First (or Next) Credit Card Wisely  


   "Limit yourself to holding two credit cards A/C—one for daily expenses and auto-debits, and another reserved for emergencies.

Avoid chasing cashback, miles, rewards or Investments, as this can distract from sound financial management;

 and lead to unnecessary debt. Focus on    stability & discipline."   


ICICI Bank MakeMyTrip Platinum Credit Card Review
​"Travel Light. Earn Right."

Introduction

The ICICI Bank MakeMyTrip Platinum Credit Card is an attractive entry-level travel card designed for frequent travelers who book most of their flights, hotels, and holiday packages through MakeMyTrip. With a low joining fee, no annual fee from the second year, and a suite of travel and lifestyle benefits, this card is ideal for those seeking value, convenience, and exclusive travel perks, Here’s a detailed review to help you decide if this card is right for you.

Key Features and Benefits


Welcome Benefits

  • Get a MakeMyTrip holiday voucher & ₹500 myCash.

Reward Structure

  • Earn 3X Points on Hotel Bookings during Hotel Bookings Day
  • Earn 2X Points on Flight Bookings
  • Earn 1X Point on other Domestic Transactions
    • Reward points are credited as myCash to your MakeMyTrip account.

Lounge access

  • Enjoy 4 airport and railway lounge accesses every year with your card.

Milestone Benefits

  • Get 1,000 myCash on spends of ₹2.5 lakh & 1,000 myCash on spends of ₹50,000 on the MakeMyTrip platform.

Fuel surcharge waiver

  • Get 1% waiver on fuel transactions worth ₹400 - ₹4,000 at HPCL pumps on ICICI Bank POS Machines.

Fees And Charges

  • Joining fee ₹500 + GST.

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Card Essential

 Type Reward Points
 Welcome Benefits Get a MMT holiday voucher & ₹500 myCash.*.
  Annual Fee----
 Reward StructureRewards On SPENDS
 Renewal Benefit----

Rewards and Benefits Analysis

The ICICI Bank MakeMyTrip Platinum Credit Card is a great choice for frequent MakeMyTrip users. It offers strong MyCash rewards, travel perks, and milestone benefits—plus no annual fee from the second year. A solid entry-level card for travel savings.

Practical Considerations

  • Best for: Frequent travelers who use MakeMyTrip for most of their bookings.
  • Annual Fee Waiver: Not needed—card is effectively lifetime free from the second year.
  • Reward Redemption: My Cash can only be redeemed on MakeMyTrip, limiting flexibility for non-MMT users.

Redemption Options

  • Redeem My Cash for hotel, flight, holiday, cab, and bus bookings on MakeMyTrip.
  • Redeem My Cash for partner vouchers via MakeMyTrip.
  • My Cash does not expire and can be used flexibly for future travel plans.

Ideal User Profile

  • Frequent travelers who book most of their travel through MakeMyTrip.

  • Users who want to maximize savings on hotels, flights, and holiday packages.

  • Individuals comfortable with redeeming rewards exclusively on MakeMyTrip.

Final Thoughts

The ICICI Bank MakeMyTrip Platinum Credit Card is a smart, cost-effective choice for travelers loyal to MakeMyTrip. Its high My Cash rewards, generous welcome and milestone benefits, and travel perks deliver excellent value for frequent flyers and holiday planners. While rewards are limited to MakeMyTrip, the card’s benefits more than compensate for this restriction for the right user.

Additional Tips for Applicants

  • Eligibility: Indian citizen aged 21+ with a monthly income of ₹20,000 or more (salaried or self-employed).

  • Plan your annual spends to maximize milestone rewards.
  • Maximize rewards by using the card for all MakeMyTrip bookings.

This review provides a balanced view of the card's strengths and weaknesses, helping readers make informed decisions about whether the ICICI Bank MakeMyTrip Platinum Credit Card aligns with their 

Spending Habits And Financial Goals.

! Disclaimer - We strive for accuracy, but this content is for informational purposes only. For the latest product details and offers, please check the official site directly.
Author And Publisher: Gyro 3.o

Author And Publisher: Gyro 3.o

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