ICICI Bank MakeMyTrip Signature Credit Card Review

Author And Publisher: Gyro 3.o
23.06.2025 07:59 PM - Comment(s)

ICICI Bank MakeMyTrip Signature Credit Card

Financial Expert Advice

  Choose Your First (or Next) Credit Card Wisely  


   "Limit yourself to holding two credit cards A/C—one for daily expenses and auto-debits, and another reserved for emergencies.

Avoid chasing cashback, miles, rewards or Investments, as this can distract from sound financial management;

 and lead to unnecessary debt. Focus on    stability & discipline."   


ICICI Bank MakeMyTrip Signature Credit Card Review
​"Jet. Set. Rewarded."

Introduction

The ICICI Bank MakeMyTrip Signature Credit Card is a mid-tier co-branded travel card tailored for frequent travelers who book most of their flights, hotels, and holiday packages through MakeMyTrip. With a one-time joining fee and no annual fee, generous MyCash rewards, and a suite of travel and lifestyle benefits, this card is ideal for those seeking value, convenience, and exclusive travel perks, Here’s a detailed review to help you decide if this card is right for you.

Key Features and Benefits


Welcome Benefits

Exclusive Meet and Greet session with select players

Reward Structure

  • Earn Reward Points on Every ₹200 Spent.
    • 4 Points on Hotel Bookings.
    • 2 Points on Flight Bookings.
    • 1.25 Points on Domestic Transactions.
  • Reward points will be credited to your MakeMyTrip account as myCash.

Milestone 
Benefits

  • Get 1,100 myCash on spend of ₹2.5 lakh & 4,000 myCash on spend of ₹5 lakh.

Lounge access

  • Get 1 complimentary International Airport Lounge access annually.
  • Get 8 complimentary domestic Airport Lounge access.
  • Get 1 complimentary railway lounge access quarterly.

Culinary Delights

  • Get dining discounts with Culinary Treats Programme.

Fuel surcharge waiver

  • Get 1% waiver on fuel transactions worth ₹400 - ₹4,000 at HPCL pumps on ICICI Bank POS Machines.

Fees And Charges

Joining fee ₹2,500 + GST.

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Card Essential

 Type Reward Points
 Welcome Benefits get MMTBLACK Platinum Tier Membership*.
  Annual Fee----
 Reward StructureRewards On SPENDS
 Renewal Benefit----

Rewards and Benefits Analysis

The ICICI Bank MakeMyTrip Signature Credit Card is best suited for frequent travelers who book most of their travel through MakeMyTrip. Its high MyCash reward rate, generous welcome and milestone benefits, and comprehensive travel perks make it a standout in the mid-tier travel card segment. The absence of an annual fee from the second year and the wide range of redemption options for MyCash further enhance its value.

Practical Considerations

  • Best for: Frequent travelers who use MakeMyTrip for most of their bookings.
  • Reward Redemption: MyCash can only be redeemed on MakeMyTrip, limiting flexibility for non-MMT users.
  • Lounge Access: Generous for a card at this price point, including international lounge.

Redemption Options

  • Redeem MyCash for hotel, flight, holiday, cab, and bus bookings on MakeMyTrip.
  • Redeem MyCash for partner vouchers via MakeMyTrip.
  • MyCash does not expire and can be used flexibly for future travel plans.

Ideal User Profile

  • Frequent travelers who book most of their travel through MakeMyTrip.
  • Users who want to maximize savings on hotels, flights, and holiday packages.
  • Individuals comfortable with redeeming rewards exclusively on MakeMyTrip.

Final Thoughts

The ICICI Bank MakeMyTrip Signature Credit Card is a smart, cost-effective choice for travelers loyal to MakeMyTrip. Its high MyCash rewards, generous welcome and milestone benefits, and comprehensive travel perks deliver excellent value for frequent flyers and holiday planners. While rewards are limited to MakeMyTrip, the card’s benefits more than compensate for this restriction for the right user.

Additional Tips for Applicants

  • Eligibility: Indian citizen aged 21+ with a monthly income of ₹75,000 or more (salaried or self-employed).

  • Plan your annual spends to maximize milestone rewards.

  • Maximize rewards by using the card for all MakeMyTrip bookings.

This review provides a balanced view of the card's strengths and weaknesses, helping readers make informed decisions about whether the ICICI Bank MakeMyTrip Signature Credit Card aligns with their 

Spending Habits And Financial Goals.

! Disclaimer - We strive for accuracy, but this content is for informational purposes only. For the latest product details and offers, please check the official site directly.
Author And Publisher: Gyro 3.o

Author And Publisher: Gyro 3.o

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