IndusInd Bank EazyDiner Platinum Credit Card Review

Author And Publisher: Gyro 3.o
15.11.2025 02:55 PM - Comment(s)

IndusInd Bank EazyDiner Platinum Credit Card

IndusInd Bank EazyDiner Platinum Credit Card
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IndusInd Bank EazyDiner Platinum Credit Card Review: Lifetime Free Dining Rewards & 
Exclusive Restaurant Discounts

introduction

The IndusInd Bank EazyDiner Platinum Credit Card is a thoughtfully designed dining companion for those who love exploring new restaurants and savoring great meals. Brought to you by IndusInd Bank in partnership with EazyDiner; India’s leading dining and restaurant discovery platform. this card goes beyond ordinary dining benefits. It combines premium experiences with everyday convenience, offering instant restaurant discounts, accelerated reward points, and exclusive lifestyle privileges across top dining destinations. Whether enjoying a casual brunch or a celebratory dinner, cardholders can experience fine dining with unmatched value and ease, all without worrying about high annual fees.

key features and benefits


Lifetime free

  • Lifetime free with zero joining and annual fees.

Welcome Benefits

  • Enjoy 3 months EazyDiner Prime membership worth INR 1,095. GUARANTEED 25% up to 50% OFF at over 2000+ premium restaurants & bars.
  • Unlock more Prime-exclusive benefits like 2X EazyPoints and redeem them for FREE luxury hotel stays & FREE meals.
  • 500 welcome bonus EazyPoints.

Dining Benefits

  • Avail EXTRA 20% OFF upto INR 500 when you eat out & pay on the app via PayEazy. This offer is valid on take-away as well.
  • This benefit is capped at 3 times usage a calendar month.
  • Exclusive Extra 20% OFF up to  INR 500 is applicable through EazyDiner IndusInd Bank Platinum Credit Card only on paying on the EazyDiner App via PayEazy.
  • Extra 20% OFF will NOT be applicable if the bill is paid using any other payment mode i.e. payment done using EazyDiner IndusInd Bank Platinum Credit Card physically, other cards, UPI, wallets etc.
  • The discount will be auto applied on the EazyDiner App and there is no need to enter any promo code..
  • Extra 20% off will not be applicable if consecutive transactions are made at the same restaurant within the gap of 120 minutes or less.

Milestone Rewards

  • 2,000 Reward Points for spending ₹30,000 every 90 days (non-dining spends only).

  • Enjoy 3 month Prime membership renewal upon spends of INR 30,000 in 90 days

Rewards on Spends

  • Earn 2 Reward Points on every INR 100 spent, except on Fuel, Insurance, Rent, Utility and Government.
  • Earn 0.7 Reward Points on Insurance, Rent, Utility and Government spends.
  • Get 2X EazyPoints using your EazyDiner IndusInd Bank Credit Card.
  • Instant redemption of Reward Points against restaurant bills for extra discount.
  • Redeem EazyPoints for FREE hotel stays, meals & exclusive restaurant events across the country.

Contactless Features

  • Enjoy faster day-to-day payments at merchant locations that accept contactless payments.
  • Shop at over 10 lakh merchant outlets in India and over 30 million outlets worldwide that accept card payments.

Insurance Coverage

  • Total Protect Fraud Coverage: Protection up to the full credit limit for fraudulent transactions.

  • Coverage includes: Loss/theft of card (48-hour insurance window) and counterfeit fraud protection.

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Fees And Charge Table

Card Essential

Type:- Rewards Points

____________________________________

Welcome Benefits:-3 months EazyDiner Prime + 500 bonus EazyPoints*
____________________________________
Joining Fee:- ₹0 (Lifetime Free)
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  Annual Fee:- ₹0 (Lifetime Free)
____________________________________
Reward Structure:- rewards on SPENDS
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Renewal Benefit:- n/a
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Interest Rate:-Monthly- 3.83% ; Annually- 46%

Rewards and Benefits Analysis

  • Best for: This card is great for people who love dining out and booking restaurants through EazyDiner, as it offers big discounts and extra rewards that can help save a lot every year. It’s also a good fit for food and movie enthusiasts, with access to dining deals at thousands of restaurants and premium culinary experiences. However, it’s not ideal for international travelers because it doesn’t offer lounge access and forex charges. Golfers and those who enjoy luxury experiences may still appreciate its upscale dining and lifestyle perks, even though it lacks golf-specific benefits.

  • Real Value Example:

    • Dine at a premium restaurant with a ₹5,000 bill.

    • Prime membership discount: 25-50% = ₹1,250 saved.

    • Extra card discount: 20% up to ₹500 = ₹500 saved.

    • Reward Points redemption: 1,000 EazyPoints × ₹0.20 = ₹200 saved.

    • Total savings: ₹1,950 on a ₹5,000 bill (39% discount).

  • Milestone Benefit: 2,000 Reward Points every 90 days on ₹30,000+ spends.

Practical Considerations

  • Fees & Charges (Summary):
    • Genuinely lifetime free with no hidden joining or renewal fees.
    • Fuel surcharge waiver reduces fuel costs by 1%.
  • Potential Limitations / Transaction Charges:
    • Dining spends excluded from milestone bonus calculations.
    • Extra 20% discount capped at ₹500 per transaction and 3 times monthly.
    • Consecutive transactions at same restaurant within 120 minutes forfeit discount.
    • EazyDiner App payment (PayEazy) required for maximum discounts; physical card or other payment modes don't qualify.

Redemption Options

  • EazyDiner App Redemption Platform:
    • Reward Points redeemed instantly at checkout via PayEazy against restaurant bills or in the redemption catalogue for free meals and luxury hotel stays.
  • Best Value Strategy:
    • Maximize value by combining Prime membership discounts, extra app-based discounts, and Reward Point redemption simultaneously. Redeem points at checkout for immediate bill reduction rather than cash-out, ensuring highest per-point value.

Ideal User Profile

  • Urban foodies and restaurant enthusiasts seeking premium dining access.

  • High-income professionals valuing lifestyle experiences.

  • Frequent diners comfortable using the EazyDiner ecosystem.

  • Those prioritizing hassle-free, fee-free rewards without complexity.

Final Thoughts

Strengths:

  • Lifetime free with zero annual commitment.

  • Exceptional dining discounts (up to 50% through Prime, plus additional card perks).

  • Accelerated rewards on dining and milestone spends.

  • Seamless EazyDiner ecosystem integration with instant redemptions.

  • Fraud protection and fuel surcharge waiver add tangible value.

  • Limitations:

  • No airport lounge or golf benefits for premium lifestyle seekers.

  • Milestone benefits exclude dining spends (counterintuitive for a dining card).

  • Extra discounts require EazyDiner App payment; physical card use forfeits benefits.

  • Restricted to EazyDiner ecosystem; limited benefits outside this network.


Verdict:

  • A masterclass in specialized credit card design. For foodies committed to the EazyDiner ecosystem, this card delivers unmatched dining value, transforming regular meals into premium experiences at a fraction of traditional costs—all without annual fees.

Additional Tips for Applicants

  • Build a good credit profile by paying all bills on time. This helps you get faster approvals and better credit terms.

  • Spend at least ₹30,000 every 3 months to keep your EazyDiner Prime membership active and enjoy milestone rewards.

  • Book your tables only through the EazyDiner app to get the best discounts and combine them with your card offers.

  • Use the 20% extra discount wisely — it can be used 3 times a month, but not for back-to-back visits within 2 hours.

  • Always pay your full card bill each month to avoid interest charges and ensure your dining offers stay valid.

This review offers a clear and balanced overview of The IndusInd Bank EazyDiner Platinum Credit Card’s strengths and limitations, helping readers make an informed choice about whether this card fits their

Spending Habits And Financial Goals.

! Disclaimer - We strive for accuracy, but this content is for informational purposes only. For the latest product details and offers, please check the official site directly.
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Author And Publisher: Gyro 3.o

Author And Publisher: Gyro 3.o

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