The IndusInd Bank Legend Credit Card is engineered for discerning travelers, luxury enthusiasts, and experience-seekers who demand world-class privileges without compromise. This premium lifestyle credit card seamlessly blends international travel benefits, contactless convenience, concierge services, and accelerated rewards into a sophisticated package designed to elevate every journey, dining experience, and daily transaction. Ideal for high-income professionals, frequent globetrotters, and those committed to unlocking premium lifestyle access.

• Luxury welcome gifts including Montblanc premium collections (watches, stationery, leather goods, eyewear) and Postcard Resorts exclusive stays at select fee points.

• Welcome vouchers via Vouchagram for premium brands including Amazon, Flipkart, Zee5, Apollo Pharmacy, Uber, and Ola.

• Earn 3,000 bonus reward points on spends of ₹ 5,00,000 or above within one year from the date of credit card issue.
  
• Earn 1 reward point for INR 100 spent on Weekdays and earn 2 reward points for INR 100 spent on Weekends.
  

• 2 complimentary visits in a quarter to domestic lounge. 

• Exclusive Stay Offers with Alaya Stays .

  • Exclusive Stay Offers with Alaya Stays (4-star villas at coveted Indian destinations, offers available at 200+ villas).
  • Stay for 3, Pay for 2 and 50% savings on the 2nd night.
• Complimentary Annual Times Prime Membership.
  

• Travel Experiences with MakeMyTrip.

  • Avail 2 Complimentary Seats on your domestic flights up to INR 350 (This offer is in addition to the bank-led offers) .
  • Flat 15% off on select domestic hotels as MyCash.

• The Travel Plus Program is offered at an annual fee of INR 5,000 where lounge usage charges of $27 shall be waived for a maximum of 8 International visits per year.

• Pre-trip assistance: Personalized trip planning and travel information.

• Flight booking assistance: Help with booking flights worldwide.

• Hotel reservations: Assistance with booking hotels nationally and internationally.

• Sports and entertainment bookings: Securing tickets for live events.

• Exclusive bookings: Arranging special event and workshop reservations.

• Flower and gifts: Delivery of flowers and gifts globally.

• roadside support.
• emergency fuel service.
• flat tyre service.
• lost key service.
• battery service.
• emergency towing service.

• Buy one movie ticket and get the second one free.
  
• Avail up to one free tickets in a month.

• Enjoy 1.8% discounted foreign currency mark-up fee on your international transactions.

• Travel Insurance Package:

  • Lost baggage: ₹1,00,000.

  • Delayed baggage: ₹25,000.

  • Loss of passport: ₹50,000.

  • Lost ticket: ₹25,000.

  • Missed flight connection: ₹25,000.

• Air Accident Coverage: Complimentary personal air accident insurance up to ₹25 lakh.

• Total Protect Fraud Coverage: Protection up to your full credit limit for unauthorized/counterfeit fraud (48-hour reporting window).

• Best for: This credit card is best for savvy online shoppers and frequent weekend travelers. It offers double rewards on weekends, Priority Pass lounge access, travel insurance, concierge services, and special deals on MakeMyTrip. Food and entertainment perks include BookMyShow BOGO offers and dining discounts. Limited golf benefits are offset by luxury perks like Montblanc experiences and personal concierge support, which helps with travel, dining, and event bookings, saving you time and stress.

• Real Value Example:

  • Monthly weekend spends of ₹25,000 = 500 Reward Points.

  • Annual weekend spends of ₹3,00,000 = 6,000 Reward Points = ₹3,000-6,000 value depending on redemption.

  • Plus Priority Pass lounge access savings (₹50,000+ annually in lounge fees).

  • Fuel surcharge waiver: ₹2,000+ annual savings on typical fuel expenses.

  • Total annual tangible value: ₹55,000+ before dining/travel perks.

• Extra Perks: Concierge services (flight bookings, hotel reservations, event bookings, gift delivery), Auto Assist roadside support, Times Prime membership, MakeMyTrip travel discounts, Alaya Stays hotel offers.

• Limitations:  no golf-specific benefits, joining/annual fees vary, forex markup percentage 1.8%.

Fees & Charges (Summary):

• IndusInd Rewardz Portal & Redemption Platforms:

Strengths:

• Build a strong credit profile to secure premium tier approval and optimal credit limits.

• Spend strategically: Maximize weekend purchases (Saturdays/Sundays) to earn double reward points consistently.

• Maintain timely repayments: Pay full balance by due date to avoid interest charges and preserve premium status.

• Responsible Usage: Avoid carrying balances; use premium benefits as lifestyle enhancers, not overspending justifications; monitor transaction notifications for fraud protection.

Premium cards like the Legend deliver elite perks—but only when spending stays under control. If your credit commitments or EMIs start piling up, connect with CDMS at cashon.cards for expert solutions to manage dues, ease financial stress, and protect your credit health.