Kotak Purchase Credit Card Review

The Kotak Purchase Credit Card is a specialized business credit card designed to help companies streamline and centralize their operational and administrative expenses. Tailored for organizations seeking greater control, efficiency, and transparency in vendor payments, utility bills, travel, and other business-related costs, this card offers a suite of features to simplify expense management and optimize cash flow.

• Consolidate payments for utilities, taxes, subscriptions, and vendor invoices under one card—issued in your company’s name with corporate liability.

• Make secure, timely payments for income tax, GST, and other statutory dues—reducing the risk of late fees and compliance issues.

for electricity, water, cloud services, and SaaS platforms with ease, ensuring uninterrupted operations.

Simplify expense tracking and reconciliation by issuing cards to departments or employees for approved business expenses.

Enjoy up to 48 days of interest-free credit, improving cash flow and working capital management.

Get personalized support for card management, queries, and escalations.

• Monthly consolidated cashback and rewards for all transactions.nd rewards for all transactions.

• Joining Fee Nil.
• Annual Fee Nil.

• No cash withdrawal or fund transfer facility—the card is intended for business purchases and payments only.
• All spending is under corporate liability, not personal liability.
  
• Ideal for managing recurring and miscellaneous business expenses efficiently.

The Kotak Purchase Credit Card is a powerful tool for businesses aiming to simplify expense management, gain better control over payments, and earn rewards without incurring annual fees. With its dedicated support, surcharge waivers, and interest-free period, it is a practical and cost-effective solution for modern enterprises.

• Businesses seeking centralized control over operational expenses.
• Companies wanting to streamline vendor, utility, and travel payments.
  
• Organizations looking for a zero-fee, reward-earning business credit card with robust support and reporting tools.

Leverage the card’s reporting features and dedicated support to optimize your company’s expense processes and maximize the value of every business transaction.