Blog tagged as Lifestyle Cards

IndusInd Bank Pioneer Heritage is an ultra-premium metal card offering zero forex markup, strong lounge, golf, dining and concierge benefits, plus luxury gifts, but with very high fees and devalued ITC membership for new applicants after Sept–Oct 2025, suiting only high-spend lifestyle users.

IndusInd Indulge: 22K Gold, NPSL, Unlimited Golf (Regular), 40 lounge visits/year, 1.5% rewards, 1.8% forex. Luxury for high-spenders who maximize golf & travel. Fees high if ₹10L spend is missed.

The IndusInd Bank Legend Credit Card offers luxury perks, travel rewards, concierge services, insurance, and weekend bonus points—ideal for high-income travelers. Fees vary; strong value until March 2025 lounge benefits end, then reassessment needed.

IDFC FIRST Private Credit Card is an invite-only premium metal card for high spenders with luxury travel, dining, golf, and charity rewards. It offers 10X points on spends, unlimited lounge access, 0% forex fees, and high annual fees best suited for ultra-high-net-worth individuals.

IDFC FIRST Mayura Metal Credit Card offers luxury rewards, 10X points, zero forex markup, and global lounge access. Ideal for frequent travelers and professionals seeking high-value perks, milestone bonuses, and elegant metal design at a mid-premium annual fee.

IDFC FIRST Ashva Metal Credit Card offers premium rewards, 10X points, lounge access, low forex fees, and luxury perks. Ideal for professionals spending ₹20K+ monthly seeking travel, lifestyle, and digital privileges at an affordable mid-premium price.

A detailed review of the YES BANK Marquee Credit Card, offering premium rewards up to 4.5% cashback, unlimited global lounge access, and lifestyle benefits designed for high-income professionals seeking luxury, convenience, and maximum value from everyday spending.

A detailed review of the YES BANK Private Credit Card, India’s most exclusive World Elite Mastercard, highlighting its luxury privileges, elite access, and personalized benefits designed for affluent individuals seeking unmatched experiences and global recognition.

YES BANK RESERV Credit Card offers high rewards up to 3%, 6 international and 12 domestic lounge visits yearly, 1.75% forex markup, and easy fee waiver on spend targets. Ideal for frequent travelers, professionals, and high online spenders seeking premium value.

YES BANK SELECT Credit Card offers strong value for online shoppers and domestic travelers with 8X rewards, lounge access, golf perks, and fee waivers on achievable spends. Ideal for professionals spending ₹1–2L annually. Strategic redemption boosts ROI.

YES BANK Wellness Credit Card offers 10x rewards at pharmacies, free health check-ups, fitness sessions, and unlimited consults. Ideal for families and health-focused users. No waiver benefits, but strong domestic value for everyday wellness and retail spends.

The Canara Bank MasterCard World Credit Card is a lifetime-free premium card offering 3 domestic lounge visits/quarter with guest access, 2 international visits/year, 2 points/₹100, and strong insurance cover. Best for affluent travelers, though ₹1L annual spend needed to avoid inactivity fee.

The Kotak Privy League Signature Credit Card offers flexible rewards (shopping or travel), milestone bonuses, lounge access, and concierge services. Paid variant suits high spenders with extra perks, while LTF option gives zero-fee premium benefits for Privy League clients.

Unlock Luxury With Kotak White Reserve—Metal Card, Unlimited Lounge Access, Milestone Rewards Up To ₹2.5 Lakh, Elite Dining, Golf, Concierge, And Club Marriott Perks. Exclusivity Designed For Big Spenders. Want The Details?

The HDFC Bank Regalia Gold Credit Card offers 4x reward points on spends, up to 10x on SmartBuy, lounge access (12 domestic & international visits annually), milestone rewards worth ₹7,500/year, and a ₹2,500 fee (waived at ₹3L spends). Ideal for high spenders seeking premium travel perks.